Creditor Representation in Bankruptcy Law

The bankruptcy litigation attorneys at Page, Mrachek, Fitzgerald & Rose have provided comprehensive representation to creditors in numerous Chapter 7, 11, and 13 bankruptcies. Our lawyers have extensive experience with adversary proceedings in bankruptcy courts within and outside Florida.

Effective Chapter 11 Bankruptcy Repayment Plans

Our law office also works aggressively to implement Chapter 11 bankruptcy debt reorganization plans that enable struggling businesses to continue with vitality, and thus provide maximal returns on creditors’ investments.

In addition, we are well informed of ways the recent bankruptcy legislative changes will affect bankruptcy law as it pertains to debtors and creditors. Yes, after October 17, 2005, people who were previously able to discharge certain debts under Chapter 7 guidelines will then have to file under the more stringent regulations of Chapter 13, which requires debt repayment through establishment of creditor and trustee approved payment plans, and credit counseling.

Yet, some who are not eligible to file under Chapter 13 today will actually benefit by waiting until October 17—as will their Chapter 13 creditors. For example, individuals who are receiving Social Security Disability Income cannot currently allocate those funds to Chapter 13 repayment plans, though they will soon gain this ability. If you are a creditor affected by this situation, you need to know all your options.